Ready to go on a shopping spree? You can buy a plot of land, some designer clothing, and to top if off, a diamond encrusted tiara- without ever leaving home; though you will have to leave reality.

The term IRA stands for an Individual Retirement Account. It is an essential account for women to open. There are two kinds of IRAs.

The other day, I was rummaging through my files and ran across copies of stock certificates my grandparents bought in the 1930s. As I reflected on these certificates, it struck me that these stocks supported three generations of women in my family.

Every year I look forward to placing an order of Girl Scout cookies with my neighborhood Girl Scout. For $25, I receive five boxes. But this year, my usual five-box order cost me $30. Sadly, even Girl Scout cookies are suffering the same supply chain and inflationary pressures as everything else. Inflation is hitting close to home.

I was chatting with a friend the other day about launching our kids into adulthood. We seemed to have the same issue with our soon-to-be graduates; the kind of work they want to do doesn't meet the reality of how they want to live. So what my friend decided to do was brilliant.

Women, start the year off right with this financial checklist.

There is a little-known Bond that is creating quite a stir in this inflationary, low interest rate environment; the I Bond.  

…our mindset toward money reflects either an “ownership mentality” or a “stewardship mentality.” In other words, we either view our money as strictly ours or as something we are to steward, to use wisely for the good of others.  When our minds begin to shift toward a stewardship mentality, we experience more joy with our giving instead of just giving out of obligation.  

If I could go back to my 30 and 40-year-old self, I would tell her to relax.  No one is judging you on your decorations, food, or presents. In fact, the best present is to BE Present. 

When you buy cryptocurrency, you are essentially purchasing a digital currency, made up of letters and numbers that you either keep as a store of value or use to transact over the internet.

A money mindset is a manifestation of your attitudes and beliefs about money. Your money mindset can be influenced by your family of origin and your own early experiences with money. Studies show that your success with money is often determined by whether you have a positive money mindset or negative one.

Three ways to make your money matter.

Radical financial freedom has less to do with accounts and investments and more to do with our mindset. Radical financial freedom is the ability to see money as money and nothing else.

As a woman in my mid-fifties, my long-term health and care are looming over me, and I am not alone in this way of thinking. Many women are concerned about having enough money to save for their healthcare expenses, and according to one study, 67% would rather die than live in a nursing home!

When I realized that not even 50 years have passed since the 1974 act went into effect, I thought, no wonder many of us lack the confidence to manage our own money. For decades we were forced to rely on the help of a man.